These bankruptcy exemption amounts are just to give you a very rough idea of what is exempt in each state. The various bankruptcy exemptions, and their associated statutes, are very complex and vary a great deal from state to state. Further research is required, and checking with an attorney is strongly recommended prior to any action. (Note: These amounts are based on an exemption for a single person, and some amounts may double if you are married.)
In some cases, we just couldn’t decipher the statute, or we couldn’t find a short way to summarize it. In those cases, we placed a “?” in the box.
Bankruptcy Exemptions
| State | Federal Allowed? | Homestead | Car | Personal Property | Wild Card | Wages | More |
|---|---|---|---|---|---|---|---|
| FED | N/A | $21,625 | $3,450 | $11,525 | $1,150 + $10,825 unused homestead | ||
| AL | No | $5,000 | 100% for Business | Unlimited | $3,000 | 75%/<30x Fed Min | Here |
| AK | Yes | $70,200 | $3,900 | $3,900 | None | $456/week | Here |
| AZ | No | $150,000 | $5,000 | $4,500 | None | 75%/<30x Fed Min | Here |
| AR | Yes | Unlimited | $0 | $200 | None | 60 days earned but unpaid wages | Here |
| CA-703 | No | $22,075 | $3,525 | $550/ item | $23,250 | ? | Here |
| CA-704 | No | $75,000 | $2,725 | Unlimited | None | 75%/<30x Fed Min | Here |
| CO | No | $60,000 | $5,000 | $4,500 | None | 75%/<30x Fed Min | N/A |
| CT | Yes | $75,000 | $3,500 | Included as Homestead | $1,000 | 75%/<40x Fed Min | Here |
| DE | No | $100,000 | $15,000 for employment | None | $25,000 | 85% earned up unpaid wages | Here |
| FL | No | Unlimited | $1,000 | $1,000 | $4,000, if no homestead | ? | Here |
| GA | No | $10,000 | $3,500 | $300/ item $5,000 total | $600+$5k unused homestead | 75%/<40x Fed Min | N/A |
| HI | Yes | $20,000 | $2,575 | Unlimited | None | Unpaid wages of 31 days | Here |
| ID | No | $100,000 | $7,000 | $750/item – $7,500 total | $800 | 75%/<30x Fed Min | Here |
| IL | No | $15,000 | $2,400 | Wearing apparel, book, pictures | $4,000 | 85%/<45x Fed Min | Here |
| IN | No | $17,600 | None | $9,700 | None | 75%/<30x Fed Min | Here |
| IA | No | Unlimited | $7,000 | $8,000 | $1,000 | Varies according to income | Here |
| KS | No | Unlimited | $20,000 | Reasonable amount | None | 75%/<30x Fed Min | Here |
| KY | Yes | $5,000 | $2,500 | $3,000 | $1,000 | 75%/<30x Fed Min | Here |
| LA | No | $35,000 | $7,500 | Unlimited | None | 75%/<30x Fed Min | Here |
| ME | No | $47,500 | $5,000 | $200/Item | $400 | N/A | Here |
| MD | No | $21,625 | None | $1,000 | $6,000 | 75%/$145 per week | Here |
| MA | Yes | $125,000 | $7,500 | $17,500 | None | 85%/<50x Fed Min | Here |
| MI | Yes | $34,450 | $3,175 | $3,450 | None | ? | Here |
| MN | Yes | $360,000 | $4,400 | $9,900 | None | 75%/<40x Fed Min | Here |
| MS | No | $75,000 | None | $10,000 | None | 75%/<30x Fed Min | N/A |
| MO | No | $15,000 | $3,000 | $3,000 | $600 | 75%/<30x Fed Min | Here |
| MT | No | $250,000 | $2,500 | $4,500 | None | 75%/<30x Fed Min | Here |
| NE | No | $60,000 | None | $1,500, Unlimited wearing apparel | $2,500 | 75%/<30x Fed Min | Here |
| NV | No | $550,000 | $15,000 | $12,000 | $1,000 | 75%/<50x Fed Min | Here |
| NH | Yes | $100,000 | $4,000 | $4,300 | $1,000 + 7k of unused exemptions | 50x Fed Min | N/A |
| NJ | Yes | None | None | $1,000 + clothing | $1,000 | 90%, if <$7,500 | N/A |
| NM | Yes | $60,000 | $4,000 | Unlimited | $500 | 75%/<40x Fed Min | N/A |
| NY | Yes | $75,000 | $4,000 | $10,000 | $1,000, if no homestead claimed | 90% of Wages | Here |
| NC | No | $35,000 | $3,500 | $4,000 | $5,500 | Earned But Unpaid Wages | Here |
| ND | No | $100,000 | $3,950 | $8,750 | $7,500 In Lieu of Homestead | 75%/<40x Fed Min | Here |
| OH | No | $21,625 | $3,450 | $11,950 | $1,150 | Wage earned 30 days prior to filing | Here |
| OK | No | Unlimited | $7,500 | Unlimited, $4,000 clothing | None | 75% of wages 90 days before filing | Here |
| OR | No | $40,000 | $3,000 | $3,600 | $400 | 75%/$170 per week | N/A |
| PA | Yes | None | None | $300 + clothing | None | Earned but unpaid wages | N/A |
| RI | Yes | $300,000 | $12,000 | $9,600 + clothing | $5,000 | Earned but unpaid wages to $50 | Here |
| SC | No | $53,375 | $5,350 | $4,275 | $5,350 of unused exemptions | N/A | Here |
| SD | No | Unlimited | None | $4,000 | None | 60 days of wages | Here |
| TN | No | $5,000 | None | $10,000 | None | 75%/<30x Fed Min | N/A |
| TX | Yes | Unlimited | Unused personal property | $30,000 | None | Earned but unpaid wages | Here |
| UT | No | $20,000 | $2,500 | $500 + clothes and certain furnishing | None | 75%/<30x Fed Min | Here |
| VT | Yes | $125,000 | $2,500 | $3,200 | $400 +7,000 unused exemptions | 75%/<30x Fed Min | N/A |
| VA | No | $5,000 | $6,000 | $6,000 | Unused Homestead | 75%/<40x Fed Min | Here |
| WA | Yes | $125,000 | $2,500 | $4,700 | None | 75%/<30x Fed Min | Here |
| WV | No | $25,000 | $2,400 | $400 per Item -$8,000 Total | $800, + unused exemption | 80% earned but unpaid wages | Here |
| WI | Yes | $75,000 | $4,000 + $12k unused personal | $17,000 | None | 75%/<30x Fed Min | Here |
| WY | No | $10,000 | $2,400 | $3,000 | None | 75%/<30x Fed Min | Here |
| D.C. | Yes | Unlimited | $2,575 | $8,625 | $850, +$8,075 of unused homestead | 75% of wages | N/A |
Please see this link for more information on exemptions in your state. Exemptions Express
